Mortgage Center

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Sarah Gardner

Mortgage Advisor

NMLS # 1951179
Office 570-253-3362 ext. 3007
Cell 570-493-8035
Fax 570-251-9519
202 Betty Street
Eynon, PA 18403

Sarah Gardner is a life-long resident of Lake Ariel, Pennsylvania.  She is a graduate of Western Wayne High School and Luzerne County Community College set on a path to be a resource and support channel for customers. Having joined HNB in 2017, she enjoys interacting with customers on a daily basis and helping guide them through one of the most important financial decisions of their lives.  Enabling customers to purchase their dream home is her focus.  In her free time, Sarah enjoys spending time with her family and her two dogs.  You can also find Sarah out in the woods with her friends riding their side by sides. 

Quick Approval Home Equity Loan

Waiting for your Home Equity Loan approval is a thing of the past! Complete our online application to see if you qualify for our on the spot approval!

HNB Open Door Mortgage

Opportunity knocks with the HNB Open Door Mortgage. First-time and experienced home buyers can take advantage with quick approvals and low fees to unlock the feeling of being home.

Calculators

How much would my monthly payment be? Can I save money by refinancing now? Get answers to your questions by using our mortgage calculators.

Quick Quote

Quick Quote

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 7.375%  7.503%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.289%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.142%  0.000%
Home Equity
5 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 6.500%  6.500%  0.000%
10 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.000%  7.000%  0.000%
15 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.250%  7.250%  0.000%

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